Women’s Health

In Singapore, it is generally recommended that women begin cervical cancer screenings from the age of twenty-five if they have ever been sexually active. Mammograms for breast cancer screening are typically encouraged for women aged fifty and above, though those with a family history may need to start earlier.

MediShield Life provides basic coverage for large hospital bills and selected outpatient treatments. However, depending on the ward type and treatment required, there may still be out-of-pocket expenses. Some individuals may choose to review additional coverage options to supplement existing protection. Suitability depends on personal circumstances.

Most Integrated Shield Plans provide hospitalisation coverage for medically necessary cancer treatments. Some policies may also provide lump sum benefits upon diagnosis of specified critical illnesses. Coverage details, waiting periods, and exclusions differ by insurer and policy.

It is generally advisable to review coverage before any medical diagnosis, during major life milestones such as marriage or family planning, or when there are changes in financial commitments.

You may wish to prepare:

• Details of your existing policies
• Any known medical history
• Your current financial commitments
• Long-term goals such as family planning or retirement

This allows for a more meaningful and personalised discussion.