Choosing the right women’s health insurance in Singapore requires more than purchasing a policy. Women face distinct medical and financial milestones, including maternity planning, breast and gynaecological conditions, autoimmune disorders, and long-term recovery considerations.
A licensed financial advisor can help structure coverage appropriately under Singapore’s regulatory framework and tailored to your needs.
Important: Always verify a representative’s licence status through the MAS Financial Institutions Directory before proceeding with any insurance application.
Why Women’s Health Insurance Is Important in Singapore
Healthcare costs in Singapore vary depending on hospital type, ward class, and treatment complexity. Women may require financial protection for:
- Diagnostic scans ordered by doctors.
- Female-specific cancers such as breast, cervical, and ovarian cancer.
- Pregnancy and childbirth complications.
- Reconstructive procedures following surgery.
- Autoimmune conditions.
- Hospitalisation and specialist treatment.
- Post-treatment recovery and rehabilitation.
Treatment may take place in public or private hospitals, depending on your Integrated Shield Plan tier and preferences. Proper advisory ensures suitability, affordability, and long-term sustainability.
10 Licensed Prudential Financial Advisers To Consider For Women’s Health Insurance
The following individuals operate under Prudential Singapore and hold MAS representative licences. Inclusion in this list does not imply endorsement or ranking by Prudential Singapore or MAS.
Disclaimer: Only Melissa Mok has indicated a focus on women’s health insurance. The other advisers are licensed to provide general health and life insurance advisory services and may advise on women’s health insurance policies where appropriate. Always confirm a representative’s suitability and licence status via the MAS Financial Institutions Directory before engaging.
1. Melissa Mok
Melissa Mok began her financial consultancy journey in 2015 while studying business at NUS. Since then, she has helped over 450 clients build personalised financial plans, many of which have evolved into lasting relationships. For Melissa, financial planning goes beyond numbers; it empowers individuals to achieve their life goals with confidence and clarity. As both an educator and guide, she offers clear, tailored solutions to support her clients at every step of their financial journey.
Representative Number: MMZ300313545
Languages: English, Mandarin Chinese
Years of service: 10 years 2 months
Awards: Lifeclub, MDRT
2. Jeraine Ong
As a mother of three daughters, Jeraine Ong understands the importance of protecting what matters most. She helps her clients leverage and embrace technology toward understanding their financial security, making protection simple and accessible.
Representative Number: OCY200210447
3. Ivy Poh
Ivy Poh is a Master Financial Consultant with Prudential for over a decade. She is a trusted confidant to each and every one of her clients, and she goes above and beyond to serve their best interests, using her deep expertise to curate personalised financial solutions.
Representative Number: PAM200193778
Languages: English, Mandarin Chinese
Years of service: 18 years 3 months
Awards: Lifeclub, MDA, MDRT, PRU Service Mark
4. Cindy Wong
Cindy Wong believes strongly in proper financial planning and puts her clients’ interest before her own. She is currently pursuing the ChFC (Chartered Financial Consultant) programme to enhance her knowledge and skills and bring greater value to her clients.
Representative Number: CWM300224870
Languages: English, Mandarin Chinese
Years of service: 12 years
Awards: Lifeclub, PRU Service Mark
5. Adeline Ong
Adeline Ong is a Senior Financial Consultant with Prudential. She is a trusted confidant to each and every one of her clients, and goes above and beyond to serve their best interests, using her deep expertise to curate personalised financial solutions.
Representative Number: OAL300435684
Languages: English, Tagalog
Years of service: 8 years 9 months
Awards: Lifeclub, MDA
6. Carol Chin
Carol Chin is a trusted confidant to every one of her clients, going above and beyond to serve their best interests, using her deep expertise to curate bespoke financial solutions for them.
Representative Number: CYR300190219
Languages: English, Mandarin Chinese
Years of service: 12 years 6 months
Awards: Lifeclub, MDRT, PRU Service Mark
7. Gina Chen
Gina Chen enjoys meeting new people, and also walking together with them in their journey of life. She believes financial planning is not a one-off.
Representative Number: CSG300217597
Languages: English, Mandarin Chinese
Years of service: 6 years 9 months
8. Ivy Chong
With over six years of expertise as a Master Financial Consultant, Ivy’s focus has been on legacy planning, business succession, and comprehensive wealth management, creating meaningful solutions that align with clients’ long-term goals.
Representative Number: CSK300034027
Languages: English, Mandarin Chinese
Years of service: 6 years 11 months
9. Trixie Wong
As a Senior Financial Consultant, Trixie Wong specialises in crafting personalised financial solutions for clients from all walks of life. Her focus is on protection, that is helping people secure peace of mind for themselves and their loved ones.
Representative Number: TWZ300039064
Languages: English
Years of service: 6 years 10 months
10. Jocelyn Kau
Jocelyn Kau is a Senior Wealth Director representing Prudential Financial Advisers Singapore. She is an 8× MDRT qualifier, and the Founder of The Onyx Group. She has mentored more than 100 advisers across different stages of their careers.
Representative Number: TWZ300039064
Key Prudential Plans Relevant to Women’s Health Insurance
All benefits are subject to policy terms, conditions, and underwriting approval.
PRULady
A unique critical illness insurance plan crafted specially for women. It includes preventative health screening and the option of adding on coverage during pregnancy.
PRUMum
A single premium 4-year maternity insurance term protection plan with comprehensive coverage for mothers and their little one. PRUMum covers mums-to-be from as early as the 13th week of pregnancy.
PRUFirst Promise
A bundled maternity insurance plan consisting of PRUMum and PRUActive Life III to protect both mum and baby through pregnancy and beyond.
PRUFirst Gift II
A bundled maternity plan consisting of PRUMum and PRUActive LinkGuard to protect mum and baby from pregnancy up to childbirth and beyond.
Find A Financial Advisor
Some financial advisers in Singapore you may consider:
[SG] Featured Doctor
Featured Story
For enquiries or for an introduction to a Financial Advisor, contact us below.
Regulatory Disclaimer
This article is for general information only and does not constitute financial advice, recommendation, or endorsement of any individual representative. All insurance applications are subject to underwriting, policy terms and conditions, and regulatory requirements in Singapore. Readers should verify the representative’s licence status through the Monetary Authority of Singapore before engaging any advisory services.