Prudential Panel Colorectal Surgeons at Novena Surgery

Going through colorectal health concerns can feel overwhelming, especially when symptoms worsen or when you’re faced with a serious diagnosis like colorectal cancer. From finding the right specialist to understanding your insurance coverage, each step plays a part in your treatment and recovery. That’s why it helps to know your options early, starting with access to qualified colorectal surgeons who are on your insurance provider’s panel.

This article focuses on colorectal surgeons practising at Novena Surgery, a reputable specialist medical centre in Singapore. If you’re a Prudential policyholder, choosing a doctor under the PRUPanel Connect allows you to receive quality care at private centres like Novena Surgery while enjoying insurance benefits such as pre-authorisation, simplified claims, and reduced out-of-pocket costs.

Trusted Colorectal Care at Novena Surgery

Novena Surgery is a medical facility dedicated to specialist care in a private, comfortable setting. Located in the heart of Singapore’s medical hub, it offers a streamlined experience for patients who want advanced surgical care without hospitalisation delays. Many experienced colorectal surgeons operate from clinics within this centre, bringing both clinical expertise and patient-first care.

In addition to surgical care, Novena Surgery provides access to a wide range of services. These include screening and diagnostic procedures such as colonoscopy and endoscopy, as well as treatment for conditions like colorectal cancer, hemorrhoids, diverticulitis, and anal fistulas. Furthermore, some doctors offer minimally invasive options like laparoscopic or robotic-assisted surgeries, which can lead to quicker recovery and less postoperative discomfort.

For patients with Prudential’s PRUPanel Connect, treatment at Novena Surgery comes with added financial convenience. This includes direct billing arrangements, pre-authorised procedures, and support in managing PRUShield claims. As a result, patients can worry less about paperwork and focus more on healing.

Colorectal surgeons at Novena Surgery

Here are some options to help you begin your search for colorectal surgeons under Prudential’s insurance panel, with treatments claimable at Novena Surgery. The list includes clinic names and specialties to support an informed decision about your colorectal care.

To enjoy PRUPanel Connect benefits, please ensure that treatments are carried out at Novena Surgery and that your PRUShield claim is e-filed through the Novena Surgery Business Office.

How Prudential Covers Surgery Treatments

Understanding how your Prudential insurance works before undergoing surgery can make a significant difference in both cost and confidence. For those who hold a PRUShield plan or other related Prudential medical riders, surgical treatments such as those for colorectal conditions may be claimable under your integrated shield plan when performed at a private hospital or specialist centre like Novena Surgery.

What Is Covered

If you are covered under PRUShield, your plan may include a wide range of inpatient and day surgery procedures, including:

• Colorectal cancer removal
• Hemorrhoidectomy
• Polypectomy
• Rectal prolapse repair
• Anal fistula and fissure surgery
• Minimally invasive colorectal surgery (e.g., laparoscopic colectomy)

Treatments must be medically necessary and performed by a specialist accredited under Prudential’s PRUPanel Connect. Panel surgeons listed under institutions like Novena Surgery, Raffles Hospital, Thomson Medical Centre, and other approved centres help ensure a smoother claims experience and cost transparency.

Key Benefits with PRUPanel Connect

By choosing a colorectal surgeon under the PRUPanel Connect, Prudential policyholders receive enhanced support throughout their surgical journey. These benefits include:

• Cashless arrangements for eligible inpatient and day surgeries (upon pre-authorisation approval)
• Simplified claims processing through eFiling by the clinic or hospital business office
• Priority appointment booking for pre-surgical consultations and diagnostics
• Reduced out-of-pocket expenses, including lower deductibles and co-insurance where applicable

These added services can ease both the financial and administrative burden, especially when dealing with a serious diagnosis like colorectal cancer.

Pre-Authorisation and Claims Process

To enjoy full benefits, patients must complete pre-authorisation through Prudential. This involves your specialist submitting your proposed treatment plan and costs for prior assessment. Once approved, Prudential may provide a Letter of Guarantee (LOG) that helps ensure the procedure is cashless, subject to policy terms and limits.

Know Your Eligibility

Coverage varies based on the specific PRUShield plan tier (e.g., Plus, Premier, Standard) and whether any additional riders are in place. It’s important to check your policy documents or consult with a financial consultant to confirm how much of your surgical cost will be covered, what your deductible is, and how much co-insurance applies.

Speak to a Financial Consultant

Dealing with a colorectal condition can be stressful, and trying to understand your treatment options and insurance coverage often adds to that stress. With Prudential’s PRUPanel Connect, eligible treatments with panel colorectal surgeons at Novena Surgery and other approved centres may be claimable. This helps you focus on recovery instead of paperwork.

To learn more about how your PRUShield plan works, what portion of your treatment may be covered, or how to apply for pre-authorisation, speak with a financial consultant. They can walk you through the benefits, explain your policy terms, and help you plan for future medical needs.

Have questions? Click the button below to connect with a financial consultant.

Melissa Mok – Master Financial Consultant In Singapore

Melissa prides herself as an educator and facilitator for her clients.