When considering IVF treatment, one of the most important questions many couples ask is: Where should we do it – Singapore or Malaysia? With fertility centres available in both countries, the decision often comes down to cost, convenience, and quality of care. In this article, we focus on the key financial and practical considerations to help you make an informed choice.
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IVF Cost In Singapore
In Singapore, private fertility clinics typically charge between S$10,000 and S$20,000 per IVF cycle. This price may exclude additional expenses such as fertility tests, doctor consultations, medications, genetic testing, or embryo freezing, making the total cost significantly higher depending on your specific treatment plan.
MediSave Support for IVF
To help offset some of the financial burden, couples in Singapore can use their MediSave accounts for Assisted Conception Procedures (ACP), subject to withdrawal limits:
- First cycle: Up to S$6,000
- Second cycle: Up to S$5,000
- Third and subsequent cycles: Up to S$4,000
- Lifetime limit: S$15,000 per patient
While this is helpful, especially for citizens and permanent residents, any remaining costs beyond the withdrawal limits must be paid out of pocket, especially if treatment is done in a private centre.
IVF Cost In Malaysia
Malaysia is a rising destination for fertility treatment, known for offering competitive prices and reputable care. IVF in Malaysia generally costs between RM28,000 and RM38,000 per cycle, which is approximately S$8,500 to S$11,500. This may or may not include medications, doctor consultations, and embryo freezing, so patients are advised to request a detailed cost breakdown from each clinic.
Even after adding travel, accommodation, and potential follow-up visits, Malaysia can still be more affordable than Singapore, especially for those who are not eligible for government support or prefer private care without higher local fees.
IVF Cost Comparison: Singapore Vs Malaysia
| Factor | Singapore | Malaysia |
| Estimated Cost per Cycle | S$10,000 – S$20,000 | S$8,500 – S$11,500 |
| Financial Support | MediSave available | Only at MediSave-accredited hospitals |
| Travel Required | No | Yes |
Which IVF Option Is Better For You?
Choose Singapore if:
- You qualify for MediSave support and want to stay within the public or local private healthcare system.
- You prefer not to travel, easy access to your doctor, and a highly regulated environment.
- You are comfortable with the higher price point in exchange for convenience and familiarity.
Choose Malaysia if:
- You are looking for more cost-effective private care.
You are open to travelling for treatment and can manage logistics such as accommodation and transport. - You have done your research and are comfortable with a reputable clinic in cities like Kuala Lumpur or Johor Bahru.
Contact Us To Schedule An IVF Treatment In Singapore or Malaysia
If you are considering IVF, contact us for an introduction to a trusted clinic or fertility specialist that will help you explore your options, expected costs, and treatment roadmap tailored to your needs.
Hospitals And Medical Centres In Malaysia For IVF You May Consider:
- Thomson Hospital
- TMC Fertility IVF Centre Johor Bahru
- Sunway Medical Centre
- Kensington Green Specialist Hospital
IVF Packages You May Consider
Useful Links
- Get IVF Treatment in Singapore
- Explore IVF Packages from our partners
- Preferred Fertility Specialist: Prof Ng Soon Chye
- Preferred Obstetrician & Gynaecologist: Dr Lim Min Yu
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Disclaimer: 365Asia aims to provide accurate and up-to-date information, our contents do not constitute medical or any professional advice. If medical advice is required, please consult a licensed healthcare professional. Patient stories are for general reading. They are based on third-party information and have not been independently verified.