For many couples, in-vitro fertilisation (IVF) offers a hopeful path to parenthood. However, the cost of treatment can be a significant consideration, especially if multiple cycles are required. With rising medical fees, some are also looking across the border for more affordable alternatives. In this article, we compare IVF cost in Singapore and Malaysia to help you make an informed decision that suits your medical and financial needs.
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IVF Cost in Singapore: A Breakdown
In Singapore, private fertility clinics typically charge between S$10,000 and S$20,000 per IVF cycle. Additional costs such as fertility tests, doctor consultations, and medications may not be included in the base package.
It is also important to note that the actual amount may vary based on the clinic, the doctor’s expertise, and any additional procedures such as genetic testing or embryo freezing.
MediSave Support for IVF in Singapore
To ease the financial burden, the Ministry of Health allows couples to tap into their MediSave accounts for Assisted Conception Procedures (ACP). You may use funds from your own or your spouse’s MediSave account. The withdrawal limits are:
- First cycle: Up to S$6,000
- Second cycle: Up to S$5,000
- Third and subsequent cycles: Up to S$4,000
There is a lifetime withdrawal limit of S$15,000 per patient for ACP-related expenses. While this support is helpful, couples must still cover the remaining costs out of pocket, particularly when undergoing IVF in private centres.
IVF Cost in Malaysia: An Alternative Option
Malaysia has become a sought-after destination for fertility treatments, offering competitive prices without compromising on quality. IVF in Malaysia generally costs between RM28,000 and RM38,000 per cycle, which is approximately S$8,500 to S$11,500. This may or may not include consultation fees, stimulation medication, and embryo freezing.
Although travel, accommodation, and repeat visits add to the overall cost, many still find Malaysia a more affordable alternative.
Singapore Vs. Malaysia: IVF Cost Comparison at a Glance
| Factor | Singapore (Private Clinics) | Malaysia |
| Estimated Cost per Cycle | S$10,000 – S$20,000 | S$8,500 – S$11,500 |
| Financial Support | MediSave available | Only at MediSave-accredited hospitals |
| Travel Required | No | Yes |
| Convenience | High | Moderate |
Check with CPF on the latest MediSave policies.
Which Option Is Right for You?
Choosing between IVF in Singapore and Malaysia depends on your priorities. If you value convenience, continuity of care, and the ability to utilise MediSave, then treatment in Singapore may be the right fit. However, if cost is a primary concern and you are open to travelling, Malaysia offers significant savings that could make multiple cycles more financially manageable.
Contact Us To Schedule An IVF Treatment
If you are looking for trusted fertility clinics or want guidance on IVF treatment options in Singapore or Malaysia, contact us for personalised support.
Useful Links
- Get IVF Treatment in Singapore
- Browse Fertility Packages
- Preferred Fertility Specialist: Prof Ng Soon Chye
- Preferred Obstetrician & Gynaecologist: Dr Lim Min Yu
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Disclaimer: 365Asia aims to provide accurate and up-to-date information, our contents do not constitute medical or any professional advice. If medical advice is required, please consult a licensed healthcare professional. Patient stories are for general reading. They are based on third-party information and have not been independently verified.