Colorectal surgery is a critical intervention for various conditions affecting the colon and rectum, including colorectal cancer, diverticulitis, and inflammatory bowel diseases. In Singapore, where colorectal cancer ranks among the top cancers, timely surgical treatment is essential. However, the associated costs can be substantial, making it imperative to understand the coverage options for colorectal surgery in Singapore to ensure access to necessary care without undue financial burden.
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What Is Colorectal Surgery?
Colorectal surgery refers to a range of surgical procedures used to diagnose and treat conditions affecting the colon, rectum, and anus. It is commonly recommended for patients with colorectal cancer, diverticulitis, inflammatory bowel disease (IBD), polyps, and other disorders of the lower digestive tract.
Common Types of Colorectal Surgical Procedures:
- Colectomy: Surgical removal of part or all of the colon, often performed to treat colon cancer or severe diverticulitis.
- Proctectomy: Removal of the rectum, typically used in cases of rectal cancer or chronic inflammatory conditions.
- Colostomy: Creation of a stoma (opening) in the abdominal wall to divert waste into an external bag, often required after colon or rectal surgery.
- Polypectomy: Removal of abnormal growths (polyps) from the colon or rectum, usually done during a colonoscopy to prevent cancer.
Depending on the diagnosis, these procedures can be performed using traditional open surgery or minimally invasive techniques such as laparoscopic colorectal surgery, which offers benefits like smaller incisions, faster recovery, and reduced post-operative discomfort. Your colorectal surgeon will determine the most appropriate approach based on your specific condition, overall health, and treatment goals.
Costs of Colorectal Surgery in Singapore
The cost of colorectal surgery in Singapore varies based on the type of procedure, hospital choice, and patient residency status.
Public Hospitals
- Laparoscopic Colon Resection: SGD 32,142 – SGD 40,644
- Laparoscopic Rectal Resection: SGD 47,281 – SGD 57,745
Private Hospitals
- Colorectal Cancer Surgery: SGD 42,000 – SGD 53,000 (professional fees)
- Comprehensive Treatment (including surgery, chemotherapy, etc.): SGD 25,000 – SGD 75,000
These figures highlight the importance of adequate insurance coverage to manage potential out-of-pocket expenses.
Insurance Coverage for Colorectal Surgery in Singapore
Singapore offers several insurance schemes to help mitigate the financial impact of colorectal surgery:
MediShield Life
A basic health insurance plan for all Singapore Citizens and Permanent Residents, covering large hospital bills and selected costly outpatient treatments. It applies to treatments in public hospitals and approved private institutions.
MediSave
A national medical savings scheme allowing individuals to use their savings for hospitalization expenses, including colorectal surgeries. The withdrawal limits depend on the complexity of the procedure.
Integrated Shield Plans (IPs)
Private insurance plans that complement MediShield Life, offering additional coverage for treatments in private hospitals and higher-class wards in public hospitals. IPs often cover:
- Hospitalization and surgical costs
- Pre- and post-hospitalization consultations
- Diagnostic tests and imaging
- Rehabilitation services
Get in Touch with a Financial Advisor
Undergoing colorectal surgery in Singapore can be life-changing, but it calls for careful preparation. From exploring your surgical options and budgeting for expenses to understanding how insurance can support your journey, staying well-informed helps you avoid unnecessary stress. This guide is here to help you take control of your healthcare decisions—and if you’re unsure about costs or coverage, click the button below to connect with one of our preferred financial advisors, who can offer clarity and confidence.
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Disclaimer: 365Asia aims to provide accurate and up-to-date information, our contents do not constitute medical or any professional advice. If medical advice is required, please consult a licensed healthcare professional. Patient stories are for general reading. They are based on third-party information and have not been independently verified.