Kelvin Toh always thought his chest discomfort was just a case of bad acid reflux. At 52, he maintained an active lifestyle, avoided overly rich food, and had never faced serious health issues. But when the discomfort became a nightly struggle and began to affect his sleep and appetite, he decided to see a doctor. After a series of tests, his GP referred him to a specialist — a Prudential panel hernia surgeon in Singapore. That consultation would turn out to be the first step in a life-changing journey.
List of Prudential Panel Hernia Surgeons in Singapore
Hernia Repair Surgery In Singapore
Hernia Surgery Cost In Singapore
Discovering the Hidden Cause: Hiatal Hernia
During his consultation, the specialist listened carefully to Kelvin’s symptoms. A series of diagnostic tests soon revealed the cause — a hiatal hernia, where part of his stomach was pushing into his chest cavity through the diaphragm. It explained the chronic acid reflux, bloating, and even the shortness of breath.
The surgeon assured him that while the condition could be uncomfortable, it was treatable. Surgery was the best route since his symptoms had progressed, and delaying it could lead to further complications.
Choosing the Right Path with Prudential
One of Kelvin’s biggest concerns was cost. Private surgery in Singapore is known to be efficient but expensive. Fortunately, because his specialist was on the Prudential panel, the claims process was simple. His financial advisor guided him through the documentation, explained the limits of his plan, and ensured everything was submitted smoothly.
Having Prudential coverage meant Kelvin could proceed with his surgery quickly, without delays. There was no need to worry about waiting times or large out-of-pocket bills. More importantly, the surgeon was experienced in minimally invasive techniques, which promised a faster recovery.
Recovery and a New Outlook on Health
After the surgery, Kelvin stayed overnight for monitoring. He was discharged the next day and began his recovery at home. Within two weeks, he was back to light activities, and by the end of the first month, he returned to work. The difference was remarkable — no more painful acid reflux, no shortness of breath, and meals were finally enjoyable again.
“I didn’t realise how much the symptoms had affected my daily life until they were gone,” Kelvin reflected. “Waking up without discomfort and being able to eat without fear of reflux — it was like having a fresh start.”
Kelvin often shares with friends how Prudential’s panel coverage gave him access to quality care when it mattered most. He appreciated how smoothly everything went, from specialist appointments to post-op recovery.
“Prudential made the whole journey stress-free. I could focus on getting better instead of worrying about claims or bills. That peace of mind was priceless.”
The combination of expert care and a supportive insurance experience turned what could have been a stressful time into a manageable and empowering one.
Speak to a Financial Advisor
If you’re experiencing persistent digestive discomfort or your doctor has advised you to explore hernia treatment, speak to one of the Prudential panel hernia surgeons in Singapore. If you’re unsure about your coverage, connect with a trusted financial advisor. They can explain your entitlements clearly and help you stay fully prepared in case any health issues arise.

Melissa Mok – Master Financial Consultant In Singapore
Melissa prides herself as an educator and facilitator for her clients.
List of Prudential Panel Hernia Surgeons in Singapore
Hernia Repair Surgery In Singapore
Hernia Surgery Cost In Singapore
Disclaimer: 365Asia aims to provide accurate and up-to-date information, our contents do not constitute medical or any professional advice. If medical advice is required, please consult a licensed healthcare professional. Patient stories are for general reading. They are based on third-party information and have not been independently verified.