Rachel Tan, a 37-year-old office manager, never thought a dull ache in her leg would turn into a serious vascular condition. Initially, she dismissed the pain as simple fatigue or poor posture. However, over the months, the discomfort worsened. She began limping, and her lower leg showed signs of swelling and discoloration. A visit to her GP confirmed her fears — she had peripheral artery disease, a condition where narrowed blood vessels reduce blood flow to the limbs.
As the severity increased, her doctor recommended vascular surgery. The idea of surgery frightened Rachel, but she was equally worried about how to cover the high cost of private care. Fortunately, she remembered her Prudential health insurance plan and decided to take the next step.
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Quick Access to a Prudential Panel Vascular Surgeon
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Rachel contacted her Prudential financial advisor, who quickly explained how her PRUShield and PRUExtra plans would work together to support her. She was relieved to learn that her insurance gave her access to a panel of trusted Prudential panel vascular surgeons in Singapore.
With guidance from her advisor, Rachel booked an appointment at a reputable private medical center. The vascular specialist thoroughly assessed her condition and recommended a minimally invasive procedure to restore blood flow and prevent future complications. Rachel appreciated that she could select a doctor from Prudential’s panel — someone with proven experience and good patient outcomes.
A Seamless Treatment Experience with Financial Peace of Mind
Thanks to her Prudential PRUExtra Premier CoPay rider, Rachel didn’t have to worry about large upfront payments. Her admission was cashless, and the hospital billing process was handled smoothly through Prudential’s panel system. This allowed her to focus on the upcoming surgery, not financial paperwork.
The vascular procedure went well. Within a week, Rachel noticed improved circulation, reduced swelling, and a return of strength in her leg. She continued with follow-up consultations, covered under her plan’s pre- and post-hospitalisation benefits. The ease of coverage and the fast support from her Prudential advisor made a big difference.
Turning Fear Into Relief With Proper Support
In hindsight, Rachel shared, “At first, I was overwhelmed — the pain, the fear of surgery, and the costs. But knowing that my vascular surgery was covered under my Prudential plan, and having my financial advisor walk me through everything, made all the difference.”
She now encourages her friends to take their health coverage seriously and understand how their insurance works before emergencies arise. Rachel is back to her usual routine, walking to work without pain and enjoying weekend strolls with her family.
Take Charge of Your Vascular Health Today
Vascular conditions often worsen quickly when ignored. That’s why getting timely care from experienced specialists matters. Fortunately, Prudential’s panel of vascular surgeons in Singapore, along with strong insurance support, makes it easier to start treatment early and focus on recovery.
To take the next step, speak to a financial advisor today. They’ll help you understand your health insurance coverage, how to access panel doctors, and what to do to stay prepared before a medical issue arises. After all, it’s not just about treatment — it’s about peace of mind.

Melissa Mok – Master Financial Consultant In Singapore
Melissa prides herself as an educator and facilitator for her clients.
Learn more about Vascular & Heart Diseases
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List of Prudential Panel Vascular Surgeons
Disclaimer: 365Asia aims to provide accurate and up-to-date information, our contents do not constitute medical or any professional advice. If medical advice is required, please consult a licensed healthcare professional. Patient stories are for general reading. They are based on third-party information and have not been independently verified.